Systematic Equity Plan (SEP) – Stock up direct equities systematically

7 Responses

  1. ram says:

    i have started buying 01 share of every bse 500 companies for over a period of months. is this ok. can i gain enough than the market average?

    • Investment Mantra says:

      Hello Ram,

      Thank you for writing to us at
      Firstly please note that as per SEBI guidelines, you need to consult an Independent Financial Advisor for any investment decision.
      I am AMFI registered Mutual fund distributor and as the per guidelines can enroll investors in right mutual funds.
      I think it will be prudent to shortlist 4-5 companies, to begin with, and invest via SIP mode in stocks. Don’t have too many stocks in the portfolio as it is difficult to track each one of them. Look for good quality companies with strong fundamentals, good growth prospects, niche player in the sector they operate in and transparent management. Don’t over-diversify.

      Keep writing to us at


  2. manu says:

    What about brokerage? Suppose If I am buying 2-3 shares of 4 different companies monthly, the bank charges ~35 rs per transaction (if I am not wrong). What is your recommendation on this. Is it worth?


    • Salil Dhawan says:


      Thank you for your query.
      I think you can go with brokers such as Zerodha who charges zero charges on delivery I think. There UI is not as good as some of the established players such as ICICI Direct and HDFC Securities but you can save on brokerage.
      Besides this concentrate on which stocks you want to invest for long term.
      Hope this helps.

      Thanks & Regards,

  3. Shekhar says:

    As mentioned above that in ICICI, SEP period can be from 1 to 24 months. But what happens after 24 months? If someone wants to continue it for more than 24 months, is it possible?

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